Fissure Terms of Service

Last updated: April 27, 2025

1. Eligibility & Agreement

Business use only. The Service is offered solely to U.S. construction‑industry businesses and their authorized employees or contractors (“Users”).
Minimum age. Users must be at least 16 years old and legally able to form binding contracts.
Authority. You represent that you have authority to bind your company to these Terms. If you do not meet these requirements, do not use the Service.

2. The Service

Financial tracking, not issuance. Fissure enables Customers to import transaction data (via Plaid) and manage job‑cost finances. We do not issue payment cards, process payments, or provide financial‑advisory services.
Beta & experimental features. The Service is early stage and may include experimental or pre‑release features that could change, break, or be removed without notice.
Third‑party services. The Service relies on providers including Plaid (bank‑data connectivity),Stripe (billing), and Supabase (hosting). Your data is subject to their terms and availability.

3. Fees & Payment

Subscription fee. Customer will pay USD $20 per month per organization (plus applicable taxes).
Auto‑billing. Fees are charged automatically to the payment card you place on file through Stripe. You authorize Vincere to charge all fees and taxes when due.
Non‑refundable. Except as required by law, all payments are non‑refundable.
Fee changes. We may change fees with at least 15 days’ prior email notice. Continued use after the effective date constitutes acceptance.

4. Acceptable Use

Customer and Users shall only use the Service to manage finances for construction‑related business activities. The following are prohibited:

Use for non‑construction or personal finance tracking
Illegal or fraudulent activity
Interference with or disruption of the Service
Reverse‑engineering, scraping, or copying the Service’s source code or data structures
Uploading malware or infringing content

We may suspend or terminate accounts that violate this section.

5. Data; No Financial Advice

Data accuracy. Transaction data are provided by Plaid and may be delayed, incomplete, or inaccurate. You rely on the data at your own risk.
Not financial advice. All outputs (budgets, reports, insights) are for informational purposes only and do not constitute accounting, tax, investment, or legal advice. Vincere is not a fiduciary or financial adviser.

6. Intellectual Property

Vincere retains all rights, title, and interest in the Service and related intellectual property. Customer owns all data imported into the Service. By submitting feedback, you grant Vincere a perpetual, royalty‑free license to use it.

7. Term & Termination

Term. These Terms begin when you first use the Service and continue until terminated.
By Customer. You may cancel at any time via account settings; fees already paid are non‑refundable.
By Vincere. We may suspend or terminate your access immediately if you breach these Terms or for any unlawful use. We may also terminate for convenience with 30 days’ notice.
Effect. Upon termination, your right to use the Service ceases and outstanding fees become immediately due. We will delete your data in accordance with our Privacy Policy.

8. Indemnification

Customer will defend, indemnify, and hold harmless Vincere and its affiliates from any claims, damages, or expenses arising out of (a) Customer’s or Users’ use of the Service, (b) violation of these Terms, or (c) infringement of any intellectual‑property or privacy rights by Customer data.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” VINCERE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON‑INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR‑FREE, OR COMPLETELY SECURE.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VINCERE’S TOTAL LIABILITY ARISING OUT OF OR RELATED TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) $500 OR (B) THE FEES PAID BY CUSTOMER TO VINCERE IN THE 12 MONTHS PRIOR TO THE EVENT GIVING RISE TO LIABILITY. VINCERE WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DATA LOSS.

11. Governing Law & Dispute Resolution

Governing law. These Terms are governed by the laws of the State of Delaware, excluding its conflict‑of‑laws rules.
Venue. Any dispute not subject to arbitration will be litigated exclusively in the state or federal courts located in Wilmington, Delaware.
Arbitration (optional). At Vincere’s sole discretion, disputes may be resolved by binding arbitration under the AAA Commercial Rules in Wilmington, Delaware.

12. Changes to Terms

We may update these Terms from time to time. We will notify the account owner via email at least 15 daysbefore changes take effect. Continued use after the effective date constitutes acceptance.

13. General

Entire agreement. These Terms constitute the entire agreement and supersede all prior communications.
Severability. If any provision is unenforceable, the remainder remains in effect.
Assignment. Customer may not assign these Terms without Vincere’s prior written consent; Vincere may assign freely.
Force majeure. Vincere is not liable for delays or failures caused by events beyond its reasonable control.

14. Contact

Questions about these Terms? Email aedin@getfissure.com. Attn: Legal / Terms of Service